We run several in-house and partner-based promotional campaigns each year and we encourage you to participate in and discover all the new features and events offered. Promotions can be offered as one-time campaigns or recurring offers. Some campaigns remain consistent over time, while others may change between editions.

Each promotion may differ in:

• Reward type and amount

• Eligibility criteria

• Eligible transactions or merchants

• Campaign duration and payout timing

Most promotions are personalized, meaning they are only available to selected customers and are typically communicated via email or in your account.To understand how a specific promotion works, always review the Terms and Conditions, which explain:

• Who is eligible and the applicable time frame

• What actions qualify (payments or other)

• How rewards are calculated

• When and how rewards are paid

You can manage promotional communications at any time through your account settings or by using the unsubscribe option in emails.