State Licensing

• Statute: Alabama Monetary Transmission Act
• Regulatory agency: Alabama Securities Commission

• Statute: Alaska Money Services Act
• Regulatory agency: Alaska Division of Banking & Securities

Address: Division of Banking & Securities PO Box 110807 Juneau, AK 99811-0807

Phone #: 1-888-925-2521 or 907-465-2521

Email: moneytransmitters@alaska.gov

For unresolved issues, file complaint online: www.nmlsconsumeraccess.org

• Statute: Transmitters of Money Act
• Regulatory agency: Arizona State Banking Department

• Statute: Uniform Money Services Act
• Regulatory agency:  Arkansas Securities Department 

• Statute: Money Transmission Act
• Regulatory agency: California Department of Financial Institutions

If you have complaints with respect to any aspect of the money transmission activities conducted by Skrill USA, Inc., you may contact the California Department of Business Oversight at its toll-free telephone number, 1-866-275-2677, by email at consumer.services@dbo.ca.gov, or by mail at the Department of Business Oversight, Consumer Services, 1515 K Street, Suite 200, Sacramento, CA 95814.

RIGHT TO REFUND

You, the customer, are entitled to a refund of the money to be transmitted as the result of this agreement if Skrill USA, Inc. does not forward the money received from you within 10 days of the date of its receipt, or does not give instructions committing an equivalent amount of money to the person designated by you within 10 days of the date of the receipt of the funds from you unless otherwise instructed by you.

If your instructions as to when the moneys shall be forwarded or transmitted are not complied with and the money has not yet been forwarded or transmitted, you have a right to a refund of your money.

If you want a refund, you must mail or deliver your written request to Skrill USA, Inc., 200 Vesey Street, 24th Floor, New York, NY 10281. If you do not receive your refund, you may be entitled to your money back plus a penalty of up to $1,000 and attorney’s fees pursuant to Section 2102 of the California Financial Code.

• Statute: Colorado Money Transmitters Act

• Regulatory agency: Colorado Division of Banking

COLORADO DIVISION OF BANKING
COLORADO MONEY TRANSMITTERS ACT

CUSTOMER NOTICE
Entities other than FDIC insured financial institutions that conduct money transmission activities in Colorado, including the sale of money orders, transfer of funds, and other instruments for the payment of money or credit, are required to be licensed by the Colorado Division of Banking pursuant to the Money Transmitters Act, Title 12, Article 52, Colorado Revised Statutes.

If you have a Question about or Problem with YOUR TRANSACTION - THE MONEY YOU SENT, you must contact the Money Transmitter who processed your transaction for assistance. The Division of Banking does not have access to this information.

If you are a Colorado Resident and have a Complaint about THE MONEY TRANSMITTER – THE COMPANY THAT SENT YOUR MONEY

ALL complaints must be submitted in writing. Please fill out the Complaint Form provided on the Colorado Division of Banking’s website and return it and any documentation supporting the complaint via mail or email to the Division of Banking at:

Colorado Division of Banking 1560 Broadway, Suite 975 Denver, CO 80202
email: DORA_BankingWebsite@state.co.us
website: www.dora.colorado.gov/dob

Section 12-52-116, C.R.S. requires that money transmitters and money order companies post this notice in a conspicuous, well-lighted location visible to customers.

• Statute: Money Transmission Act
• Regulatory agency: Connecticut Department of Banking

• Statute: The Sale of Checks Act
• Regulatory agency: Delaware Office of the State Bank Commissioner

• Statute: Money Transmitter Law
• Regulatory agency: District of Columbia Department of Consumer and Regulatory Affairs

• Statute: Money Services Businesses Act
• Regulatory agency: Florida Office of Financial Regulation

Florida customers may contact Skrill USA, Inc.’s toll free number +1-855-578-6904 to report violations of Money Services Businesses Act, Chapter 560 et seq., Florida Statutes.

Florida customers may also contact the Florida Office of Financial Regulation at the following address and phone number:

Florida Office of Financial Regulation
Division of Consumer Services
200 East Gaines Street
Tallahassee, FL 32399
1-850-487-9687 

• Statute: Sale of Payment Instruments Act
• Regulatory agency: Georgia Department of Banking and Finance

• Statute: Money Transmitters Act
• Regulatory agency: Hawaii Division of Financial Institutions

• Statute: Idaho Money Transmitters Act
• Regulatory agency: Idaho Department of Finance

• Statute: Transmitters of Money Act
• Regulatory agency: Illinois Department of Financial and Professional Regulation

If you have complaints or other concerns with respect to any aspect of the money transmission activities conducted by Skrill USA, Inc. you may contact the Illinois Department of Financial and Professional Regulation toll free at 1-888-472-4858.

• Statute: Uniform Money Services Act
• Regulatory agency: Iowa Division of Banking

• Statute: Kansas Money Transmitter Act
• Regulatory agency: Kansas Office of the State Bank Commissioner

• Statute: Kentucky Money Transmitters Act of 2006
• Regulatory agency: Kentucky Department of Financial Institutions

• Statute: Sale of Checks and Money Transmission Act
• Regulatory agency: Louisiana Office of Financial Institutions

• Statute: Money Transmitters Act
• Regulatory agency: Maine Department of Professional and Financial Regulation

• Statute: Maryland Money Transmission Act
• Regulatory agency: Maryland Department of Labor, Licensing, and Regulation

The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding Skrill USA, Inc., License No.: 935195, and NMLS No.: 935195 at 500 North Calvert Street, Suite 402, Baltimore, MD 21202 or at 1-888-784-0136.

• Statute: Receipts of Deposits for Transmittal to Foreign Countries Act
• Regulatory agency: Commonwealth of Massachusetts - Division of Banks

•  Statute: Money Transmission Services Act
• Regulatory agency: Michigan Department of Insurance and Financial Services

• Statute: Minnesota Money Transmitters Act
• Regulatory agency: Minnesota Department of Commerce

• Statute: Mississippi Money Transmitters Act
• Regulatory agency: Mississippi Department of Banking and Consumer Finance

• Statute: Sale of Checks Law
• Regulatory agency: Missouri Division of Finance

• License: No license required
• Regulatory agency: N/A

• Statute: Nebraska Money Transmitters Act
• Regulatory agency: Nebraska Department of Banking and Finance

• Statute: Money Transmitters Act
• Regulatory agency: Nevada Financial Institutions Division

• Statute: Money Transmitters Act
• Regulatory agency: New Hampshire Banking Department

• Statute: New Jersey Money Transmitters Act
• Regulatory agency: New Jersey Department of Banking and Insurance

• Statute: Transmitters of Money Act
• Regulatory agency: New York State Department of Financial Services

Skrill USA, Inc. is located at 200 Vesey Street, 24th Floor, New York, NY 10281. Customers may contact Skrill USA, Inc. at the following toll free number 1-855-578-6904. Skrill USA, Inc. is licensed as a money transmitter and regulated by the New York State Department of Financial Services, located at: One State Street,
New York, NY 10004-1511.

The New York State Department of Financial Services may be contacted for questions or complaints at 1-800-342-3736. Unresolved consumer complaints may also be mailed to the New York State Banking Department, Consumer Services Division or submitted electronically at http://www.dfs.ny.gov/consumer/fileacomplaint.htm.

• Statute: Money Transmitters Act
• Regulatory agency: North Carolina Office of the Commissioner of Banks

• Statute: North Dakota Money Transmitters Act
• Regulatory agency: North Dakota Department of Financial Institutions

• Statute: Transmitters of Money Law
• Regulatory agency: Ohio Department of Commerce

• Statute: Oklahoma Financial Transactions Reporting Act
• Regulatory agency: Oklahoma Banking Department

• Statute: Money Transmitters Act
• Regulatory agency: Oregon Division of Financial Regulation

• Statute: Licensing Transmitting Money or Credit Act
• Regulatory agency: Pennsylvania Department of Banking and Securities

• Statute: Money Transmission Act
• Regulatory agency: South Dakota Division of Banking

• Statute: Tennessee Money Transmitter Act
• Regulatory agency: Tennessee Department of Financial Institutions

• Statute: Money Services Act
• Regulatory agency: Texas Department of Banking

Skrill USA, Inc. is licensed under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint can reach customer assistance at the following toll free number: 1-855-578-6904.

If you still have an unresolved complaint, please contact the Texas Department of Banking through one of the means indicated below:

In Person or U.S. Mail to:

Texas Department of Banking
2601 North Lamar Boulevard
Austin, TX 78705-4294

Telephone Number 1-877-276-5554 (toll free)
Fax Number 512-475-1313
E-mail Address Consumer.complaints@dob.texas.gov
Website Address www.dob.texas.gov

• Statute: Money Transmitter Act
• Regulatory agency: Utah Department of Financial Institutions

• Statute: Money Services Act
• Regulatory agency: Vermont Department of Financial Regulation

• Statute: Money Order Sellers and Money Transmitters Act
• Regulatory agency: Virginia Bureau of Financial Institutions

• Statute: Uniform Money Services Act
• Regulatory agency: Washington Department of Financial Institutions

Entities other than FDIC-insured financial institutions that conduct money transmission activities in the State of Washington are required to be licensed. Any consumer wishing to file a complaint should can reach customer assistance at the following toll free number, 1-855-578-6904. If there are still unresolved questions or concerns regarding a transaction with Skrill USA, Inc., please contact the Washington State Department of Financial Institutions at 1-877-RING DFI (746-4334) or by mail at: Department of Consumer Services, 150 Israel Road Southwest, Olympia, WA 98504-1200.

To file a complaint, please provide: the name of the company, office location, who you contacted at the company, your name, your mailing address, your ten-digit phone number, and a simple explanation of the problem, with a list of events in chronological order, making sure to include names and dates. Be specific and as brief as possible. For electronic submission, please complete the form found on the website: www.dfi.wa.gov under Consumer Information: File a Complaint.

• Statute: Money Transmission Services Act
• Regulatory agency: West Virginia Division of Financial Institutions

• Statute: Wyoming Money Transmitters Act
• Regulatory agency: Wyoming Department of Audit - Division of Banking

• License: No license required   
• Regulatory agency: N/A

• Statute: Foreign Exchange Act
• Regulatory agency: Guam Department of Revenue and Taxation

• Statute: Foreign Exchange Act
• Regulatory agency: Northern Mariana Department of Commerce

• Statute: Money Services Business Regulatory Act
• Regulatory agency: Puerto Rico Office of the Commissioner of Financial Institutions

• Statute: Uniform Money Services Act
• Regulatory agency: U.S. Virgin Islands Division of Banking, Insurance and Financial Regulation