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About Stellar
Stellar, founded in 2014 by Jed McCaleb and Joyce Kim, is an open-source, decentralized blockchain platform designed to enable fast, low-cost cross-border payments and currency exchanges. Its mission is to connect global financial systems and promote financial inclusion, particularly for underbanked populations. Stellar operates on the Stellar Consensus Protocol (SCP), which uses a federated Byzantine agreement model for quick, energy-efficient transaction validation without mining. The network’s native token, Lumens (XLM), facilitates transactions, maintains liquidity, and prevents spam. Stellar supports interoperability between crypto and fiat currencies, allowing businesses and individuals to send and receive payments in seconds at minimal cost.